Here are a few tips you can follow to get lower life cover:
- Exercise – regular exercise improve your physical health and cardio.
- Healthy diet – when you follow a healthy diet, you will improve your physical health, feel better and live longer. People with cholesterol or other health issues pay more for life cover, thus look after yourself.
- Lifestyle – people that loves adventure or daring things are high risk clients, thus be honest about your hobbies and look after your physical well-being.
- Stop smoking or regular abuse of alcohol or other substances. If you said to your broker you do not smoke or drink regularly, your claim would not pay out. And when you abuse drugs, they will find out with the medical exam and would not cover you.
This is just the basic things you should keep in mind if you are looking for a cheap life plan. Follow these tips and you can get a real low coverage.